Lending money generates interest. When you save with a traditional bank account, you get a portion of the interest the bank earns when it lends out your money. The issue: interest rates on these savings accounts are controlled by central banks. And that’s why most banks offer very low interest rates at the moment: it’s how government policy encourages people to spend.

But what if you don’t want to spend? What if you’d rather make money?

Today, many people are looking for ways to make passive income beyond traditional savings accounts. But while interest rates are very low, you can still make your money work for you – with crypto.

Crypto-powered earnings, like bank savings, generate interest through lending money. But with crypto, there are no central banks forcing low rates: blockchain platforms let you lend money at rates set by the market. That means that if more people want to borrow a particular currency, rates on loans for that currency go up – and these rates are often much higher than those offered by banks. That’s how crypto earnings let you save money faster than traditional accounts.